Under CPF (Central Provident Fund) housing scheme, you can use your Ordinary Account (OA) savings to buy a home in Singapore. You can use your CPF savings for full or partial payment. You can also use your OA savings for monthly housing payments.
There are two types of residential properties you can own:
You need to insure under the Home Protection Scheme if your purchase an HDB flat under the Public Housing Scheme.
Since 1 July 2006, the board has stopped approving applications under the NRPS (Non-residential Properties Scheme). The policy change will not affect you if you are using CPF to service a non-residential property at present.
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